Maggie I see this at least three times a week in the shop. 90% of the time it's just a borked NTFS permission chain, but there's a 10% chance the drive developed bad sectors right where the system index files sit, forcing Windows to mount it as RAW or unreadable.
Before you mess with the security settings, let’s rule out file system corruption.
Right-click the Start menu and select Command Prompt (Admin) or Windows PowerShell (Admin).
Type chkdsk D: /f and hit Enter.
If it says "The type of the file system is NTFS" and fixes some indexes, try opening the drive. If it says "The type of the file system is RAW", stop immediately. Do not try the permission fixes from floor 1, because there are no permissions left to fix—the index is gone, and you’ll need recovery software. Try CHKDSK first and report back what it says.